You've just taken the first step to get free from your debt! One of our certified debt counselors will be in touch shortly to complete your Free Budget Analysis and answer any questions you have. For immediate assistance, call us at to speak with a counselor during our extended business hours. Once we get in touch, the first call will focus on getting the rest of the information we need to complete your Debt Analysis. You can get a head start by calling the toll-free number below.
How the Process Works
Complete your Free Debt Analysis and discuss your financial situation
Your debt counselor will work with you to assess your debt, review your budget, and determine what debt relief options are available to you.
Estimate your monthly payment with a debt consolidation program
At the end of your Debt Analysis if you qualify for a debt consolidation program, your counselor will provide the real dollar amount you would pay each month if you enroll. You can enroll right then or take time think about it-no limited-time offers!
Start the program and pay just one payment each month
You pay us one monthly payment and we negotiate and pay your creditors on your behalf. This new monthly payment is often lower than your current credit card payments so you get more breathing room.
Be debt-free faster than you think
If you are behind in your payments, most creditors will agree to negotiate. Most clients are completely debt-free in 24-48 payments. That's 2-4 years to pay off ALL of your credit card debt, not 10-20!
Our Promise To You
We're all about helping our customers through a tough financial time in their lives with education and individual customer service.