Become Debt Free Faster

We are here to help you regain your financial footing, reduce what you owe and become debt free faster!

Getting Started Is Simple

Tell us about your debt

Talk to one of our Certified Debt Consultants to see if Allied Debt Relief is the right solution for you.

See what you could save

Find out how much time and money you could save by partnering with us to resolve your debt

Enroll in the program

We will negotiate settlements with your creditors until all of your enrolled debt is behind you.

Do you qualify for debt relief?

Find Out Today For FREE!

Get A Free Savings Estimate
Get Out Of Debt Without Bankruptcy
See How Quickly You Can Be Debt Free
No Upfront Fees And No Obligation

How Does A Debt Relief Program Work

Debt relief is an opportunity to put your debt behind you without paying the full amount owed. Debt experts negotiate with your creditors to get them to agree to settle for less than the full amount you owe, so you can resolve your debt for less and in less time than other debt solutions. 


Each month, you make a deposit into an FDIC-insured savings account that you control. As your account grows, we create a custom plan to get you out of debt.


After enough funds build up in your account, we negotiate with your creditors to settle your debts for significantly less than you owe.


Expert negotiators work hard to get you the best savings possible. Every time one of your debts i settled, they contact you for approval.


After the full settlement amount is paid on each account, you no longer owe your creditors. Your debt is behind you!

Frequently Asked Questions

What is debt relief?

The type of debt relief Allied Debt Relief offers is known by several names: debt resolution, debt negotiation, and debt settlement. Debt relief allows you to resolve your unsecured debt by negotiating with creditors and reducing the amount you owe. You could negotiate with your creditors on your own or use a debt relief program like Allied Debt Relief to help you settle your debt. 

During the debt relief process, you usually stop paying your creditors and start saving money in a special purpose account you will use to settle your debt. Once enough money is saved, either you or the debt relief company you hired contacts your creditors to negotiate a new debt amount that is lower than you currently owe.

Is Allied Debt Relief a Scam?

No. Allied Debt Relief is a legitimate company that has helped tens of thousands of clients since we started in 2001. Every day, our dedicated employees carry out our mission to help people solve their debt problems — even if the solution they choose isn’t Allied Debt Relief.

How does debt relief effect my credit?

Our goal is to help you get out of debt as fast as possible by negotiating with your creditors to get them to accept significantly less than face value on your unsecured debts. Depending on the condition of your credit report at the time of enrollment, any debt settlement or debt negotiation program, including ours, could negatively affect your credit. Negative information could remain on your credit report for up to seven years. By engaging in good credit behavior, anyone’s credit score could recover over time. Results vary depending on your payment history, credit utilization, length of credit history, and debt-to-income ratio. 

If getting out of debt is more important to you than the likelihood that your score will be negatively impacted, our program could help you resolve your debt faster and for less—without declaring bankruptcy.

Should I keep paying my credit card bills?

Due to your legitimate financial hardship, you are able to participate in this savings program in order to help pay your debts in the future. We are not here to advise you not to pay your debts now, however if you are able to make payments to your creditors, then you probably don’t actually have a legitimate financial hardship.

Will debt collectors call me?

There are federal and state laws designed to protect you from collections harassment, but the fact is most of our clients will experience some collections calls. Our goal is to get your creditors to call Allied Debt Relief, not you. Find out more about laws that regulate debt collector behavior and what your rights are.

How is debt settlement different from bankruptcy?

Bankruptcy is an option that is generally treated as a last resort. It will remain on your credit report for 10 years & you can be denied employment, state licenses, insurance, as well as tenancy of an apartment. Most importantly, you can be denied virtually any type of credit with a bankruptcy on your report. In addition, since the bankruptcy laws have changed recently, it is even more difficult to qualify for Chapter 7, the method of liquidating assets to eliminate your debt. You will not be allowed to discharge alimony, child support, taxes, student loans, judgments, or any loan on the bankruptcy petition. Under Chapter 13 bankruptcy, your debt payments are simply restructured meaning you will still have to pay a percentage of your debts while you suffer the consequences of bankruptcy. Debt settlement is an alternative to bankruptcy.